Welcome to your Bon Secure Bay-front retreat in the Bay Gardens community of Fort Morgan! The community has quaint brick roads leading to this beautifully positioned 3-bedroom, 2-bath cottage offers the ultimate coastal lifestyle with stunning water views and multiple outdoor living spaces. Enjoy three private balconies, including one off the primary bedroom, one off the second bedroom, and a spacious 25x9 front balcony overlooking the bay—perfect for relaxing or entertaining. Imagine your morning coffee overlooking the sunrise watching the dolphins play. Located just two doors down from a community boat launch and dock with fishing pier, this home provides easy access to days on the water. Being sold fully furnished, including all appliances, this property is truly move-in ready—ideal for a primary residence, second home, or investment opportunity. This home has been meticulously maintained and has brand new laminate flooring in the kitchen and utility room. The kitchen also has all brand new appliances including a refrigerator, and granite countertops. The washer/dryer convey as well. There is plenty of storage under the home with room to park cars, a boat, golf cart or whatever watercraft you want to enjoy this community. There is even a storage area for lawn equipment or watercraft accessories. The bike path is right at the front of the community with a short ride to Jesse's, the beach, and a cute coffee shop/deli. Ride a little further and there is a grocery store and tons of shopping options. Bring your bikes, your boat and start living the coastal lifestyle immediately! Buyer to verify all information during due diligence.